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I.G.H.C.P. is a Benefits Trust for Shared Risk Pooling among Public Employers in the State
of Iowa. It's unique design allows entities to enter into the trust based on claims experience,
plan design and demographics. The entities are then pooled at renewal, using total claims
experience to develop renewal percentages.
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Commencement Date:
Employer Pooling Document:
Insurance Carrier:
Insurance Network:
Eligible Employers:
Current Participation:
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July 1, 2005
28-E Agreement
Wellmark, Blue Cross & Blue Shield of Iowa
Alliance Select PPO & National Blue Card
Cities & Counties, 50+ eligible employees
3,330 Employee Lives
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